Mortgage Down Payment

Ideally, you would purchase your house with a 20% mortgage down payment. Forget the ideal and read more about low down payment loans!

Low Down Payments and Mortgage Insurance
Mortgage insurance protects the mortgage company against financial loss if a homeowner stops making mortgage payments.

Down Payment Gifts
Loans and gifts can help with your down payment but you can not use this strategy for all loan programs. The most popular program for down payment loans and gifts is the Federal Housing Administration or FHA.

Down Payment Grants
There are national non-profit organizations dedicated to assisting homebuyers with their down payment and closing costs money.

Low Down Payment Qualifications
Learn about what qualifification needed to be considered for a low down payment mortgage loan.

Down Payment Assistance
Many local and state agencies run bond programs to generate funds to help individuals and families with a down payment.